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August 2020 - August 2022

  • Founded Bankroll, a mobile app designed to simplify bill-splitting, after experiencing the challenges of managing shared expenses with flatmates during Covid-19 lockdowns in Auckland, New Zealand in 2020.
  • Registered as a Financial Service Provider (FSP) and conducted a penetration test on the API to ensure there were no security vulnerabilities, demonstrating a commitment to legal and ethical business practices.
  • Designed, developed, and engineered the entire Bankroll app as a one-man band, showcasing a diverse set of skills and abilities as a solo entrepreneur.
  • Worked on Bankroll for two years, demonstrating dedication and persistence in the face of challenges and setbacks.
  • Decided to shut down Bankroll in August 2022 due to a loss of passion for the product and the costs associated with maintaining it.



Bankroll was founded solely by me. The idea for the app came to me while I was living and working from home during the Covid-19 lockdowns in Auckland, New Zealand in 2020. My flatmates and I started sharing more bills and using a notepad to keep track of what was owed. However, it became challenging when someone owed you money, but you also owed them money. To simplify things, I decided to build an app that could handle the task for us. For legal reasons, I had to register as a Financial Service Provider (FSP), and a penetration test was conducted on the API to ensure that there were no security vulnerabilities.

Bankroll example flyer

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I was a one-man band who designed, developed, and engineered everything from the marketing to the mobile app itself. If I were to do it all over again, I would consider partnering with someone who knew more about the industry. This would have potentially resulted in a different outcome.

After working on Bankroll for two years, I decided to shut it down in August 2022. I had lost the passion for the product since I was no longer facing the problem of splitting bills. Additionally, I had invested a significant amount of money into getting it up and running, and it was becoming too costly to maintain.

Despite the outcome, I am proud of what I built and the hard work that went into it. The experience taught me a lot, and it has helped me get to where I am today. The dedication and hard work required to start and finish a project and get it into production are things that I am proud of.